Below are the key initial findings of the Financial Diaries study. A brief review of all the findings may be found in Findings in Brief and a sample description in the Sample Overview.

Please watch this site for other Focus Notes that will explore other themes related to the poor and their money over the course of the next year.

NEW! Collins, D and Leibbrandt, M (2007) The Financial Impact of HIV/AIDS on Poor Households in South Africa AIDS 21(supplement 7), S75-S81.
Download pdf document (121 Kb)

NEW! Social Security and Retirement: Perspectives from the Financial Diaries
Download pdf document (199 Kb)

New! Collins, D and Morduch, J (2008) “Banking Low-Income Populations: Perspectives from South Africa” in Barr, M and Blank, R, ed, Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, New York: Russell Sage, forthcoming.
Download pdf document (187 Kb)

Collins, D and Leibbrandt, M (2007) The Financial Impact of HIV/AIDS on Poor Households in South Africa AIDS 21(supplement 7), S75-S81.
Download PDF Document (121 Kb)

Social Security and Retirement: Perspectives from the Financial Diaries
Download PDF Document (199 Kb)

Collins, D and Morduch, J (2008) "Banking Low-Income Populations: Perspectives from South Africa" in Barr, M and Blank, R, ed, Insufficient Funds: Savings, Assets, Credit, and Banking Among Low-Income Households, New York: Russell Sage, forthcoming.
Download PDF Document (187 Kb)

Focus Note: Housing and Finances for the Poor
Download PDF Document (556 Kb)

Focus Note: Funerals and Finance
Download PDF Document (523 Kb)

Focus Note: Financial Styles
Download PDF Document (481 Kb)

Focus Note: Net Worth
Download PDF Document (354 Kb)

Focus Note: Medical Spending
Download PDF Document (497 Kb)

What is the Financial Diaries Study?
Download Synopsis (362 Kb)

Findings in Brief
Download PDF Document (2.9 Mb)

Sample Overview: Who are the Financial Diaries households?
Download PDF Document (1.1 Mb)

Focus Note: Financial Instruments of the Poor
Download Synopsis (367 Kb)
Download PDF Document (734 Kb)

Focus Note: Saving and the Poor - How do households accumulate lumpsums?
Download synopsis (367 Kb)
Download PDF Document (752 Kb)

Focus Note: Funerals and Finance - Events in the lives of the Finanacial Diaries Households
Download synopsis (367 Kb)
Download PDF Document (854 Kb)

Focus Note: Debt and Household Finance
Download synopsis (368 Kb)
Download PDF Document (1.2 Mb)

Focus Note: Grant Recipient Households - How do they manage their money?
Download synopsis (367 Kb)
Download PDF Document (931 Kb)

Focus Note: The Financial Management of Survivalist Businesses
Download synopsis (369 Kb)
Download PDF Document (861 Kb)



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